基于EPU指数的我国寿险市场需求影响因素分析  

Analysis of Factors Affecting Life Insurance Market Demand in China Based on EPU Index

作　　者：林锋 吉彩红 李群[2] LIN Feng;JI Cai-hong;LI Qun(School of Economics,Beijing Technology and Business University,Beijing 100048,China;Institute of Quantitative and Technical Economics,Chinese Academy of Social Sciences,Beijing 100732,China)

机构地区：[1]北京工商大学经济学院,北京100048 [2]中国社会科学院数量经济与技术经济研究所,北京100732

出　　处：《数学的实践与认识》2021年第7期274-279,共6页Mathematics in Practice and Theory

基　　金：北京市教委课题《北京高等学校高水平人才交叉培养计划--“实培计划2020》

摘　　要：近年来我国寿险市场发展迅速,已成为全球第二大寿险市场.自2008年金融危机以来国际国内均对经济政策EPU指数施以更多关注.从定性和定量两个角度分析EPU指数对我国寿险市场需求的影响,运用向量自回归模型实证分析EPU指数对寿险市场需求的影响程度,基于实证分析结论为寿险市场健康发展提出相应的政策建议.In recent years,China’s life insurance market has developed rapidly and has become the world’s second largest life insurance market.Since the 2008 financial crisis,international and domestic governments have paid more attention to EPU index of economic policy.This paper analyzed the impact of EPU index on life insurance market demand from both qualitative and quantitative perspectives.The vector autoregressive model was applied to empirically analyze the impact of EPU index on life insurance market demand.Based on the empirical analysis,corresponding policy suggestions were put forward.

关 键 词：寿险市场需求 EPU指数 向量自回归模型 方差分解 

分 类 号：F842.62[经济管理—保险] F224