影子银行对货币政策的冲击及风险防范研究  

Research on the Impact of Shadow Banking on Monetary Policy and Risk Prevention

作　　者：董秋萌 DONG Qiu-meng(Tianjin University of Commerce,Tianjin 300134,China)

机构地区：[1]天津商业大学,天津300134

出　　处：《中小企业管理与科技》2021年第13期100-101,共2页Management & Technology of SME

摘　　要：近年来,影子银行凭借其高杠杆率所带来的高收益而广受中小企业和个人的青睐,从而影响了传统银行的存贷款业务,对货币政策工具、中介目标、传导渠道带来较大的冲击。同时,其缺乏相应的监管导致其具有较大的风险。我国应在调整和完善相关货币政策工具和目标的同时,加强对影子银行的监管,从而更好地防范影子银行带来的风险,促进我国金融市场的进一步发展。In recent years,shadow banking has been widely favored by small and medium-sized enterprises and individuals with its high returns brought by its high leverage ratio,which has affected the deposit and loan business of traditional banks and brought a great impact on monetary policy tools,intermediary targets and transmission channels.At the same time,its lack of corresponding supervision also leads to its greater risk.China should strengthen the supervision of shadow banking while adjusting and improving the relevant monetary policy tools and objectives,so as to better prevent the risks brought by shadow banking and promote the further development of China's financial market.

关 键 词：影子银行 货币政策工具 货币政策中介目标 货币政策传导渠道 

分 类 号：F832.3[经济管理—金融学] F822.0