保险科技视角下寿险公司经营效率研究  

Research on Operating Efficiency of Life Insurance Companies from the Perspective of Insurance Technology

作　　者：高雪岩 韩丹丹 GAO Xue-yan;HAN Dan-dan(Zhejiang Financial College,Hangzhou 310018,China)

机构地区：[1]浙江金融职业学院,杭州310018

出　　处：《中小企业管理与科技》2021年第14期96-97,共2页Management & Technology of SME

基　　金：浙江金融职业学院2020年度校级科研项目(2020YB59)。

摘　　要：保险科技的大力发展为寿险公司的数字化转型提供了帮助,对承保、理赔、保全服务时效进行了改进。论文基于保险科技视角,选用DEA模型测算运营效率,并根据灰色关联度分析、Tobit回归测算保险科技发展程度对于效率提升的作用,针对测算结果提出建议和对策。The vigorous development of insurance technology has helped the digital transformation of life insurance companies,and improved the time limit of underwriting,claim settlement and preservation services.Based on the perspective of insurance technology,this paper uses DEA model to measure operational efficiency,and measures the effect of insurance technology development degree on efficiency improvement according to grey correlation analysis and Tobit regression,and puts forward suggestions and countermeasures according to the measurement results.

关 键 词：经营效率 寿险公司 保险科技 

分 类 号：F842.6[经济管理—保险]