农村金融与清代江南的早期工业化:以农民兼营手工业为中心  

Rural Finance and Early Industrialization of Jiangnan in the Qing Dynasty:Centering on Peasants’Engagement in Handicraft Industries as a Sideline

作　　者：周建波[1] 曾江[1] 李婧 ZHOU Jian-bo;ZENG Jiang;LI Jing(School of Economics,Peking University,Beijing 100871)

机构地区：[1]北京大学经济学院,北京100871

出　　处：《中国农史》2021年第2期48-60,共13页Agricultural History of China

基　　金：国家社会科学基金重大项目“东亚同文书院经济调查资料的整理与研究”(20&ZD066);国家社会科学基金重点项目“日本东亚同文书院对华经济调查研究”(16AJL003);第二届“商的长城”重点项目“佛教传播、商业伦理与中国金融业的创新”(2018-Z04)的阶段性成果。

摘　　要：本文以清代江南地区为例,探究农村金融在农民兼营手工业活动中的具体影响。研究发现,农村金融通过提高资本配置效率,及时调节了资本供求状况,促进了该地区农村家庭兼营手工业的生产活动,推动了早期工业化的发展。同时,农村生产性借贷领域的高利率现象源自全球化背景下相关手工业的高利润,是清代江南早期工业化的一项重要金融特征。Taking Jiangnan in the Qing Dynasty as an example,this paper explores the specific influence of rural finance on peasants’sideline activities in handicraft industries.It is found that by improving the efficiency of capital allocation,rural finance timely regulates the supply and demand of capital,increases the production of handicraft industries and promotes the development of early industrialization in Jiangnan.Besides,the phenomenon of high interest rate in rural productive lending,which was a crucial financial characteristic of the early industrialization of Jiangnan in the Qing Dynasty,originated from the high profits in related handicraft industries brought by globalization.

关 键 词：清代江南 农村金融 商业信用 典当 手工业 

分 类 号：S-09[农业科学] K207[历史地理—历史学]