论自然人破产法的适用主体  

On the Scope of the Insolvency Law of Natural Persons

作　　者：殷慧芬 Yin Huifen

机构地区：[1]上海政法学院法律学院

出　　处：《南大法学》2021年第3期106-117,共12页NanJing University Law Journal

基　　金：上海市哲学社会科学规划课题“营商环境下的自然人破产法律问题研究”(项目编号:2020BFX006)的阶段性成果。

摘　　要：自然人破产法适用主体的范围因各国信用市场的发展程度与立法传统的影响而呈现差异,这也是一个国家的立法政策选择问题。破产语境下,商自然人不同于商法语境下强调投资主体单一性的商个人;消费者不同于消费者权益保护法下的消费者。债务人属性标准和债务性质标准相结合,可作为破产法下识别商自然人与消费者的依据。商自然人与消费者在破产程序中的区分对待与市场主体平等并不矛盾,当主体间存在事实上的差别时,只有区分对待才能实现真正的平等。普通商自然人可与企业适用同一破产程序;债权债务关系简单的商自然人适用消费者破产程序;消费者破产程序应更加简易、迅速及富有弹性。The scope of the insolvency law of natural persons varies from country to country due to the development status of credit market and the influence of legislative tradition,which is also the choice of legislative policy in a country.The commercial natural person in terms of insolvency is different from the commercial individual in terms of commercial law,and the consumer in terms of insolvency is also different from the consumer in terms of consumer protection law.The combination of debtor attribute standard and debt type standard can be used to identify commercial natural person and consumer in terms of insolvency.There is no contradiction between the differential treatment of commercial natural persons and consumers in insolvency proceedings.When there is a de facto difference between the subjects,only the differential treatment can achieve real equality.Commercial natural persons are split in relation to available procedures,and could be regarded as any other business or access to consumer procdures as a natural person.The consumer insolvency procedure should be simpler,faster,and more flexible.

关 键 词：自然人破产 适用主体 商自然人 消费者 主体识别 

分 类 号：D922.291.92[政治法律—经济法学]