担保公司委托贷款业务存在的风险及防范对策  

The Risks Existing in the Entrusted Loan Business of Guarantee Companies and the Countermeasure

作　　者：罗游梅 LUO Youmei(Chongqing Kanghua Accounting Firm)

机构地区：[1]重庆康华会计师事务所(特殊普通合伙)

出　　处：《商展经济》2021年第10期72-74,共3页Trade Fair Economy

摘　　要：随着社会发展,各类投资项目犹如雨后春笋般出现,这导致贷款业务不断扩大,担保公司的业务也随之水涨船高,然而这个过程中企业面对的风险也越来越大。本文认为担保公司处在贷款者和以银行为代表的金融机构之间,是以高风险业务为主的第三方机构,控制风险已成为担保公司需要迫切解决的课题。With the development of society,various investment projects have sprung up like bamboo shoots after a rain.This has led to the continuous expansion of loan business,and the business of guarantee companies has also risen.However,the risks faced by enterprises in this process are also increasing.This paper argues that guarantee companies are between lenders and fi nancial institutions represented by banks,and they are third-party institutions with high-risk businesses.Controlling risks has become an urgent issue for guarantee companies.

关 键 词：担保公司 委托贷款 风险防范 业务风险 

分 类 号：F832.4[经济管理—金融学]