商业银行保险业务法律规制研究  

Research on Legal Regulation of Commercial Bank Insurance Business

作　　者：张振安[1] 张丽娟[1] ZHANG Zhenan;ZHANG Lijuan(Sanya College)

机构地区：[1]三亚学院

出　　处：《中国商论》2021年第12期63-65,共3页China Journal of Commerce

摘　　要：随着经济全球化与经济金融化的发展,银行业务与保险业务互相融合,协作发展,进而产生了一种新型业务模式——商业银行保险。本文基于当前商业银行保险的发展现状,详细分析了在商业银行保险业务设计、制定相关法律的过程中遇到的阻碍与挑战,并提出相应地解决策略,旨在完善和规范我国商业银行保险体系,促进商业银行保险业务健康、快速发展,加快我国市场经济发展的进程。With the development of economic globalization and economic financialization,banking and insurance businesses have merged and developed collaboratively,which has led to a new business model that is commercial bank insurance.Based on the current development status of commercial bancassurance,this paper analyzes in detail the obstacles and challenges encountered in the process of commercial bancassurance business design and formulation of relevant laws,and proposes corresponding solutions based on this.It aims to improve and standardize my country's commercial banking insurance system,promote the healthy and rapid development of commercial banking insurance business,and accelerate the development of my country's market economy.

关 键 词：银行保险业务 法律规制 法律监管 商业银行保险 消费者权益 

分 类 号：F832.33[经济管理—金融学]