西南地区金融包容促进经济增长的空间效应分析  

Analysis of Spatial Effect of Financial Inclusion on Boosting Economic Growth in Southwest Area

作　　者：田杰[1] 陈昊飞 杨佳妮[1] TIAN Jie;CHEN Hao-fei;YANG Jia-ni(School of Finance,Chongqing Technology and Business University,Chongqing 400067,China)

机构地区：[1]重庆工商大学金融学院,重庆400067

出　　处：《重庆工商大学学报（社会科学版）》2021年第4期55-64,共10页Journal of Chongqing Technology and Business University：Social Science Edition

基　　金：国家社科基金西部项目(16XJY021)“我国农民合作社信用合作的治理机制优化与风险防控研究”。

摘　　要：本文使用2007—2016年重庆、四川、贵州、广西、云南和西藏6省(直辖市、自治区)的数据,采用空间计量模型分析了金融包容促进经济增长的空间效应。研究结果表明:西南地区的金融包容指数在近十年间整体呈上升趋势,并且在空间上存在相关性。空间杜宾模型的回归结果显示,我国西南地区某省份及邻省的金融包容水平与本地区的经济增长之间呈现正“U形”的关系,且现阶段我国西南6省(直辖市、自治区)的金融包容水平均位于该U形曲线的左侧,说明目前我国西南地区应致力于提升金融包容水平,从而实现金融包容促进经济增长。This paper studies the spatial effect of financial inclusion on boosting economic growth in southwest area by using 2007-2016 data of Chongqing,Sichuan,Guizhou,Guangxi,Yunnan and Tibet and by using spatial calculation model to analyze the spatial effect of financial inclusion on boosting economic growth.Research results show that the financial inclusion index in southwest area demonstrates rising trend as a whole in recent nearly ten years,there is a correlation in space.The regression results of Spatial Durbin Model show that there is a positive“U”shape between financial inclusion level and local economic growth in a province and its neighboring province in southwest area of China and that,presently,the financial inclusion level of all of the six provinces in southwest area of China basically locates at the left side of this U shape curve,which illustrate that southwest area of China should make efforts to raise financial inclusion level of this area so as to attain the goal for financial inclusion to promote economic growth.

关 键 词：金融包容 经济增长 空间效应 金融服务 金融市场 

分 类 号：F832.77[经济管理—金融学]