中小型跨境电商企业融资障碍及应对措施  

Financing Obstacles and Countermeasures of Small andMedium-sized Cross-border E-commerce Enterprises

作　　者：张夏恒[1] 景雪丹 ZHANG Xiaheng;JING Xuedan(School of Management,Northwest University of Political Science and Law,Xi’an 710122,China)

机构地区：[1]西北政法大学管理学院,陕西西安710122

出　　处：《江苏海洋大学学报（人文社会科学版）》2021年第4期101-109,共9页Journal of Jiangsu Ocean University（Humanities & Social Sciences Edition）

基　　金：陕西省软科学研究计划重点项目(2019KRZ005);陕西省社会科学基金项目(2019S037);西北政法大学青年学术创新团队计划资助。

摘　　要：中小型跨境电商企业对我国国民经济的贡献逐年提升,对我国经济发展转型意义重大。随着互联网、大数据等数字技术愈发普及,各项政策利好不断推行,中小型跨境电商企业得到了快速成长,但其融资障碍日渐加剧。基于此,分析了我国中小型跨境电商企业融资现状,深入剖析了企业自身和外部环境两大层面融资障碍原因,结合当下实际状况,提出利用科技赋能融资过程,以缓解我国中小型跨境电商企业融资困难,助推中小型跨境电商企业健康发展。With the increasing popularity of digital technologies such as Internet and big data,and the continuous implementation of various favorable policies,China’s small and medium-sized cross-border e-commerce enterprises have been growing rapidly.At the same time,the financing problems of small and medium-sized cross-border e-commerce enterprises are increasing.The contribution of small and medium-sized cross-border e-commerce enterprises to China’s national economy is increasing year by year,which is of great significance to China’s economic development and transformation.Based on this,this paper analyzes the financing status of China’s small and medium-sized cross-border e-commerce enterprises,deeply analyzes the reasons for the obstacles at the two levels of the enterprise itself and the external environment.Combined with the current actual situation,it puts forward the use of technology enabling financing process,so as to alleviate the financing difficulties of China’s small and medium-sized cross-border e-commerce enterprises and boost the healthy development of them.

关 键 词：跨境电商 中小企业 融资 

分 类 号：F741[经济管理—国际贸易]