检察环节互联网金融领域风险防控机制研究  

Research on the Internet Financial Risk Prevention and Control Mechanism in the Procuratorial Link

作　　者：郭大磊[1] Guo Dalei(People's Procuratorate of Yangpu District,Shanghai,Shanghai 200090)

机构地区：[1]上海市杨浦区人民检察院第三检察部,上海200090

出　　处：《警学研究》2021年第3期77-87,共11页Police Science Research

摘　　要：互联网金融面临的刑事风险包括严峻的洗钱风险,非法集资风险,擅自设立金融机构及非法经营风险,由网络技术风险引发的非法获取公民个人信息、信用卡诈骗风险,挪用资金风险等。在对互联网金融的刑事风险进行防范与规制时,应明确刑法作为救济法的地位,避免刑法干预的过度和泛化。同时,应强调综合治理,构建各部门有效协同,民事、行政、刑事手段并举的整体性解决架构,以推动互联网金融健康有序发展。The criminal risks faced by Internet finance include money laundering risks,illegal fund-raising risks, unauthorized establishment of financial institutions and illegal business risks, illegal acquisition of citizens’ personal information caused by network technology risks,credit card fraud risks, and misappropriation of fund risks. When preventing and regulating the criminal risks of Internet finance, the status of criminal law as a relief law should be clarified to avoid excessive and generalization of criminal law intervention. At the same time, comprehensive governance should be emphasized, and effective coordination of various departments should be established, and an overall solution structure with simultaneous civil, administrative, and criminal means should be built to promote the healthy and orderly development of Internet finance.

关 键 词：互联网金融 刑事风险 分析与规制 

分 类 号：F724.6[经济管理—产业经济] F832