基于区块链的小微公路物流企业融资增信问题研究  

Research on Credit Enhancement of Micro Highway Logistics Enterprise from the Perspective of Blockchain

作　　者：邓卫国 储雪俭[2] 艾浩然 DENG Wei-guo;CHU Xue-jian;AI Hao-ran(Oil Refining&Marketing Company,China Petrochemical Corporation,Shanghai 200050;School of Management,Shanghai University,Shanghai 200444)

机构地区：[1]中国石化炼油销售有限公司市场业务部,上海200050 [2]上海大学管理学院,上海200444

出　　处：《供应链管理》2021年第6期74-93,共20页SUPPLY CHAIN MANAGEMENT

摘　　要：随着我国物流业蓬勃发展,运力供应链作为提供运力的重要组成部分越来越受到关注,然而小微公路物流企业作为运力供应链的关键一环却面临融资困境。由于小微公路物流企业的主体信用在金融机构征信时难以体现,通过挖掘信用信息弥补主体信用不足帮助其融资增信成为了亟待解决的问题。同时,区块链的应用为解决小微公路物流企业信用不足的问题提供了新的思路。文章通过分析区块链与融资增信之间的关系,提出区块链技术帮助小微公路物流企业融资增信的三个维度,即交易、监管和信用传递,并运用系统动力学构建基于区块链技术的信用传递模型,验证区块链能够帮助小微公路物流企业获得信用辐射并提升其信用传递能力。With the rapid development of China s logistics industry,the transport capacity supply chain as an important part of the transport capacity has received more and more attention,but as a key link of the transport capacity supply chain,micro highway logistics enterprises are faced with financing difficulties.Since it s difficult to reflect the corporate credit of micro highway logistics enterprises in the investigation of financial institutions,the urgent task is to make up for the corporate credit by digging up credit information to help increase the financing credit.At the same time,the application of blockchain provides a new solution to the problem of lack of credit for micro highway logistics enterprises.This paper analyzes the relationship between blockchain and financing credit.Further,the paper proposes three dimensions of financing credit enhancement for micro highway logistics enterprises based on blockchain technology,that is,transaction,supervision and credit transmission.Finally,system dynamics is used to build a credit transmission model based on blockchain technology to verify that blockchain can help micro highway logistics enterprises obtain credit radiation and improve their ability of credit transmission.

关 键 词：小微公路物流企业 融资增信 区块链 系统动力学 

分 类 号：F252.3[经济管理—国民经济]