陕西省汇率避险工具发展现状、问题及建议  

Current Situation,Problems and Suggestions of Exchange Rate Hedge Tools in Shaanxi Province

作　　者：岳泽亮 Yue Zeliang(YuLin Municipal Sub-branch PBC,YuLin Shaanxi 719000)

机构地区：[1]中国人民银行榆林市中心支行,陕西榆林719000

出　　处：《西部金融》2021年第6期87-91,共5页West China Finance

摘　　要：本文基于2018-2020年陕西省辖内23家拥有开展外汇业务资质银行的汇率避险工具数据,分析陕西省汇率避险工具使用现状。结果显示,陕西省汇率避险工具使用规模不断扩大,结构呈现多元化趋势,机构以国有大行为主。同时对调研过程中机构所反映的汇率避险工具使用中存在的问题进行分析,发现当前陕西汇率避险工具运用存在企业避险意识不足、认知不足、内部风控严格、投机动机较强、缺乏汇率管理人才、避险产品创新不足等问题。对此,从监管层面和机构层面提出了政策建议。Based on the data of exchange rate hedging tools of 23 qualified banks operating foreign exchange busi‐ness in Shaanxi Province from 2018 to 2020,this paper analyzes the current situation of the use of exchange rate hedg‐ing tools in Shaanxi Province.The results show that the scale of the use of exchange rate hedging tools in Shaanxi Prov‐ince is constantly expanding,and the structure is diversified,and the institutions are mainly state-owned big banks.Then,exchange rate risk aversion in the process of research institutions is a reflection of the tools used in the analysis of exist‐ing problems,found that the current exchange rate hedging tools using Shanxi enterprises lack of safety consciousness,cognitive deficiencies,strict internal risk control,strong speculative motive,lack of exchange rate management personnel,safety problems such as lack of product innovation.In this regard,put forward to strengthen the supervision of publicity,training,relax access,improve the construction of management system;Banks adhere to the principle of actual needs,moderate product innovation;The enterprise establishes the risk neutral idea and so on suggestion.

关 键 词：汇率风险 风险管理 风险中性 

分 类 号：F832.6[经济管理—金融学]