ON THE LEGAL ISSUES OF CHINESE SOCIAL CREDIT SYSTEM  

中国社会信用制度法律问题研究

作　　者：Zhang Wenyan 张文研(East China University of Political Science and Law)

机构地区：[1]East China University of Political Science and Law

出　　处：《China Legal Science》2021年第4期3-33,共31页中国法学（英文版）

基　　金：the phased achievement of Research on the International Rule of Law in Free Trade Zone with Chinese Characteristics (Grant No. 20&ZD205) sponsored by the National Social Science Fund。

摘　　要：China is the first country to systematically develop its own social credit system. The system’s main purpose is to address the problem of a low trust society by establishing credit records of personal citizens and other entities in China. The social credit system uses a special method to evaluate the trustworthiness of enterprises, individuals and other organizations by collecting and using their credit information expanding beyond the financial aspects. However, it is viewed from the negative perspective by some western scholars. This article attempts to address the misconceptions of the Chinese social credit system and explains why it is distorted by others. Moreover, a comparison is made between the Chinese social credit system and the American consumer credit system to help clarify the differences between the two legal credit systems to further a deeper understanding of the Chinese social credit system. From that point,objectively, this article also presents a line of justified comments on the social credit system and makes an analysis of the deficiencies in the social credit system. Lastly, this paper aims to explore the methods to perfect the Chinese social credit system and makes sound suggestions to that point.中国是世界第一个系统性建立社会信用制度的国家。通过建立社会信用主体的信用档案,该制度旨在解决低信用社会难题。社会信用体系收集以及使用个人、公司以及其他组织的信用信息,并以特有方式衡量此类信用主体的信用程度。本文一方面阐释西方学者对于中国社会信用体系的误解,另一方面详解此类误解有违社会信用制度的应有之义。除此之外,本文亦对比中国社会信用体系以及美国消费者信用体系以厘清二者间的差异性,以进一步促成对于中国社会信用体系的深入理解。以此为支点,本文从客观角度呈现中外学界以及实务界对于社会信用体系的批评与异议,并深入分析社会信用体系现存缺陷。本文最后部分即尝试针对前述缺漏之处,探索中国社会信用体系的完善之法。

关 键 词：社会信用体系 信用程度 信用信息 信用主体 社会信用制度 消费者信用 特有方式 社会难题 

分 类 号：D922.1[政治法律—宪法学与行政法学]