SMEs’Development in Afghanistan:Issues and New Management Perspectives  

作　　者：Mohammad Habib Abdullah 

机构地区：[1]Beijing Normal University,Zhuhai,China Introduction

出　　处：《Management Studies》2021年第4期295-333,共39页管理研究（英文版）

摘　　要：This research focuses on SMEs’development in Afghanistan:issues and new management perspectives.This study has been conducted and finished with an in-depth research results,findings,as well as recommendations for not only SMEs’owners but also relevant governmental and non-governmental organizations as well as financial institutions.The study mainly included surveys through questionnaire-with both open and close-ended questions-as well as face to face and virtual interviews with owners of SMEs,governmental and non-governmental organizations and financial institutions like lending banks.For data collection,the main target groups were owners of the SMEs.More than 100 SMEs were selected as sample size and were reached and asked for their opinions about research questions and other open and close-ended questions among which more than 90 responses were received(40 from small and more than 50 from medium sized enterprises).Apart from SMEs,interviews with three relevant governmental and three non-governmental organizations as well as three financial institutions like lending banks were conducted.Based on main findings of this research,limited access to sustainable finance,insecurity,high operational cost,lack of support,and limited access to national and international markets are the most current and main challenges of SMEs in Afghanistan.Findings of this research also show that the service and the e-commerce sectors are making great advancement comparing to manufacturing sector in Afghanistan owing to more and more people’s access to internet every day.In fact,Afghanistan has a great opportunity for e-commerce since people’s access to internet has been increasing dramatically-from 4.7 million users in 2018 to 7.65 million users in 2020.Furthermore,according to findings of this research,most of the SMEs in Afghanistan are also referring to e-business mainly because of avoiding from being taxed by the government or getting licenses.This paper also provides some recommendations for SMEs owners,governmental and non-

关 键 词：SMES AFGHANISTAN access to finance financial institutions BANKS non-governmental organizations DONORS E-COMMERCE 

分 类 号：TP3[自动化与计算机技术—计算机科学与技术]