银行理财子公司的IT创新路  

IT Innovation Path of Money Management Subsidiaries of Banks

作　　者：韩维蜜 

机构地区：[1]不详

出　　处：《金融电子化》2021年第8期18-18,8,共2页Financial Computerizing

摘　　要：2018年12月,中国银保监会正式发布《商业银行理财子公司管理办法》。办法发布当月,银保监会批准中国银行、中国建设银行设立理财子公司的申请,自此拉开了理财子公司批设的序幕。作为金融供给侧改革的组成部分,理财子公司肩负推动银行理财回归资管业务本源、强化风险隔离,扩大服务范围,引导理财资金以合法、规范形式进入金融市场和支持实体经济发展的使命。子公司制是银行理财业务重要的制度创新,在合规的基本要求之下,银行理财子公司如何进行产品线布局、运营体系建设、投研框架体系搭建和IT系统架构整体建设?既有行业优势,也面临挑战。其中,金融科技在银行理财子公司业务发展中扮演至关重要的角色,或将是理财子公司的制胜关键。As an integral part of the reform of a financial supply side,money management subsidiaries assume the mission:push the bank money management back to the source of fund management business,intensify the obviation of risk,expand the service scope,divert the money management funds in a lawful and normal form to the financial market and support the development of the real economy.With the above-mentioned caption as the theme,this issue makes it clear that against the backdrop of a digital age,money management subsidiaries of banks take advantage of their technical edge,industry favorable position to take up challenges,clear away difficulties,and eliminate risks.

关 键 词：中国建设银行 银行理财 行业优势 运营体系 风险隔离 商业银行 子公司 金融市场 

分 类 号：F832.2[经济管理—金融学]