集合资金信托计划受托人适当性义务界定  

Definition of Fiduciary Appropriateness Obligation of Pooled Funds Trust Plan

作　　者：马文静[1] 

机构地区：[1]中央财经大学,北京100081

出　　处：《浙江金融》2021年第8期71-80,共10页Zhejiang Finance

摘　　要：“卖者有责、买者自负”的适当性义务作为保护金融消费者理念提出后,逐渐从金融监管领域延伸至司法审判领域。资管新规首次规定了信托法律关系下受托人的适当性义务,但在我国金融市场分业经营的环境下,加之信托法律关系下受托人义务的特殊性,司法适用中还需要进一步明确界定受托人的信义义务,厘清各项规则的具体标准,以期实现打破刚性兑付与投资者权益保护的利益平衡。As a concept of protecting financial consumers,the appropriateness obligation of"seller's responsibility and buyer's responsibility"has been gradually extended from the field of financial supervision to the field of judicial trial.The new regulations on asset management for the first time stipulate the fiduciary duty of the trustee under the trust legal relationship.However,in the context of the separate operation of China's financial market,coupled with the particularity of the fiduc iary duty under the trust legal relationship,the fiduciary duty of the trustee needs to be further clearly defined in the judicial application,and the specific standards of various rules should be clarified.The aim is to achieve the balance between breaking the rigid payment and protecting the interests of investors.

关 键 词：集合资金信托计划 受托人 勤勉尽责义务 刚性兑付 适当性义务 

分 类 号：DF438.2[政治法律—经济法学] D922.282[政治法律—法学]