涉不可抗辩条款的保险诈骗罪法律适用问题研究  

A Study of the Law Application of Insurance Fraud Involving Non-defensible Clauses

作　　者：章贤哲 ZHANG Xianzhe(School of Law, Southeast University, Nanjing 211189, Jiangsu, China)

机构地区：[1]东南大学法学院,江苏南京211189

出　　处：《安徽工业大学学报（社会科学版）》2021年第3期11-14,29,共5页Journal of Anhui University of Technology：Social Sciences

摘　　要：本文由帅英骗保案引入涉不可抗辩条款的保险诈骗罪法律适用问题。基于缓和的违法一元论,对保险法不可抗辩条款和刑法保险诈骗罪的各自规范目的和相互关系进行梳理,旨在解决涉不可抗辩条款的保险诈骗罪法律适用问题。通过分析可以得出,应当肯定刑法在设不可抗辩条款的一般性违法行为具有“质”和“量”的可罚的违法性时,介入涉不可抗辩条款的保险诈骗案件是具有正当性的。This paper introduces the law application of insurance fraud involving non-refundable clauses from Shuai Ying's case.Based on moderate illegal monism,and criminal law on insurance law which cannot contradictory clause of insurance fraud and mutual relationship between their purpose,this paper aimed at solving related legal applicability cannot contradictory clause of insurance fraud.Through the analysis,we draw that it should be set the non-contradictory clause of the criminal law general violations with“quality”and“quantity”punishable illegality,and it is justified to intervene in insurance fraud cases involving non-contestable clauses.

关 键 词：保险诈骗罪 不可抗辩条款 缓和的违法一元论 法律冲突 

分 类 号：D924.3[政治法律—刑法学]