地方债补充中小银行资本模式的比较研究  

Comparative study on the model of using local government bonds to recapitalize small and medium-sized banks

作　　者：申学清 Shen Xueqing(the Party Committee and President of Bank of Zhengzhou)

机构地区：[1]郑州银行党委

出　　处：《中国银行业》2021年第9期44-47,6,共5页China Banking

摘　　要：2021年政府工作报告指出“继续多渠道补充中小银行资本,强化公司治理”。通过地方政府专项债,探索合理补充中小银行资本金的新途径,目前来看,主要有省级金融控股公司间接入股和地市财政部门以转股协议存款注资两种方式。建议推动中小银行资本补充工具发行的差异化监管,平衡地方债发行规模配置,鼓励支持符合条件的中小银行通过发行转股型资本债券补充资本。At present,there are mainly two ways of using special local government bonds to recapitalize small and medium-sized banks.One is direct investment by provincial financial holding companies and the other debt/equity swap between local finance department and banks.It is recommended to promote differentiated supervision of the issuance of capital replenishment instruments for small and medium-sized banks,balance the allocation of local government bonds,and encourage and support eligible small and medium-sized banks to replenish capital by issuing convertible bonds.

关 键 词：中小银行 财政部门 转股 政府工作报告 地方债 资本补充 注资 差异化监管 

分 类 号：F83[经济管理—金融学]