金融经济周期中“货币”与“信用”紧平衡的探讨  

Discussion on the Tight Balance between Currency and Credit in the Financial and Economic Cycle

作　　者：张航[1] 王前伟 ZHANG Hang;WANG Qianwei(Business Department of Ningxia Hui Autonomous Region Branch of China Construction Bank)

机构地区：[1]中国建设银行宁夏回族自治区分行营业部

出　　处：《商展经济》2021年第18期17-19,共3页Trade Fair Economy

摘　　要：金融经济周期下,我国在实施稳健性货币政策的过程中,强调“货币”和“信用”的紧平衡,通过两者的合理搭配来推动金融市场的稳健发展。经济新常态背景下,有关部门应该加强对于金融体系风险的防范和应对,始终坚持中性货币政策,借助有效的宏观调控,做好信贷增长速度和金融风险的控制。以此为背景,在金融经济周期治理中,应该实施“紧信用”,强调“稳货币”,搭配“宽财政”,强调经济风险和金融风险的平衡,用好相应的底线思维。In the process of implementing the prudent monetary policy,China emphasizes the tight balance of currency and credit,and uses the reasonable combination of them to promote the steady development of the financial market in the financial and economic cycle.Facing the background of the economic new normal,the relevant departments should strengthen the prevention against and response to the risks in the financial system,always adhere to the neutral monetary policy,and do a good job in controlling the credit growth rate and financial risks with the help of effective macro-control.Taking this as the background,in the governance of the financial and economic cycle,we should implement“tight credit”,emphasize“stable currency”,and then match“wide finance”,emphasize the balance between economic risks and financial risks,and set up the corresponding bottom-line thinking.

关 键 词：金融经济周期 货币扩张 信用扩张 紧平衡 底线思维 

分 类 号：F832[经济管理—金融学]