我国区域性金融协调发展动态评价系统的研究--基于因子分析法与TOPSIS评价法  

Research on the Dynamic Evaluation System of China’s Regional Financial Coordinated Development--Based on Factor Analysis and TOPSIS Evaluation Method

作　　者：韩扬[1] 赵心怡 HAN Yang;ZHAO Xinyi(Anhui University of Finance&Economics,Bengbu,Anhui 233040,China)

机构地区：[1]安徽财经大学,安徽蚌埠233040

出　　处：《山西财政税务专科学校学报》2021年第4期19-24,共6页Journal of Shanxi Finance & Taxation College

基　　金：安徽省自然科学基金面上项目“基于大数据的中小微企业动态信用评价与个性化服务定制”(2008085MG234)。

摘　　要：我国区域性金融发展水平的度量,要结合宏观经济背景以及新时期金融深化改革才更具有科学意义。因此立足于金融结构优化背景,以31个省(区、市)金融发展水平为研究对象,采用2014—2018年省际年度数据,首先从金融发展基础、金融发展规模、金融服务水平、金融发展效率以及金融发展结构等5个维度出发,设置15个评价指标,然后使用面板因子分析法、TOPSIS综合评价法得到各省(区、市)的综合评分,通过分析整体得分、比较各地得分差异得出结论:我国金融发展水平较为滞后,且各地区的金融发展程度存在显著差异。最后针对我国金融发展的不均衡问题提出以下建议:各地区在发挥自身优势的同时也要弥补“短板”,通过加强区域金融合作、深化金融改革等方式实现区域性金融协调发展。The measurement of China's regional financial development has scientific significance only if both macroeconomic background and deepening reform in the new period are considered.Thus with a focus on financial structure optimization,31 provinces(regions,cities)from 2014 to 2018 are taken as samples;firstly,beginning with 5 angles including the basis and scale of financial development,financial services,financial development efficiency and structure,15 evaluation indicators are set.And then the comprehensive score of each province(region,city)is received through panel factor analysis and TOPSIS comprehensive evaluation.By analyzing the overall scores of all provinces and their difference,it is concluded that China's financial development is comparatively backward,and the development extent of the regions has prominent difference.At last,the following suggestions are aimed at the imbalance of financial development in China:all regions should not only take self advantage but also bolster week spots,and ensure that regional financial coordinated development is realized with the methods of regional financial cooperation and deepening financial reform.

关 键 词：面板因子 TOPSIS 金融协调发展 动态评价系统 

分 类 号：F832[经济管理—金融学]