居民房产支出对其金融参与度的影响分析  

Analysis of the Impact Residents'Real Estate Expenditure on Their Financial Participation

作　　者：朱海生[1] 赵恺悦 吕姗姗 刘懿凛 ZHU Haisheng;ZHAO Kaiyue;LV Shanshan;LIU Yilin

机构地区：[1]中国人民银行榆树市支行,吉林榆树130400

出　　处：《吉林金融研究》2021年第8期43-45,共3页Journal of Jilin Financial Research

摘　　要：我国居民家庭总资产逐年提升,房产也成为居民家庭生活中不可或缺的一部分,然而作为家庭资产重要组成部分的金融资产,特别是风险资产,其持有比例却并未同比例上升。因此研究房产支出如何影响居民家庭参与金融市场,对改变家庭资产配置的失衡状态至关重要。The total household assets of Chinese residents have been increasing year by year,real estate has gradually become an indispensable part of residents'family life,however the proportion of financial assets,especially risk assets,which are an important part of household assets,has not increased in the same proportion.Therefore,it is important to study how real estate expenditure affects residents’participation in the household financial market to change the imbalance of household asset allocation.

关 键 词：家庭资产 金融市场 资产配置 

分 类 号：F830[经济管理—金融学]