我国专利权质押融资模式的困境及出路  

Dilemmas and Ways of Patent Pledge Financing Model in China

作　　者：王屹炜 WANG Yi-wei(Shiliang School of Law,Changzhou University,Changzhou 213100,China)

机构地区：[1]常州大学史良法学院,江苏常州213100

出　　处：《经济研究导刊》2021年第28期76-78,共3页Economic Research Guide

摘　　要：专利权质押融资方式的出现,使专利权这类无形财产成为质押的标的,缓解了企业缺少资金的难题。目前,该融资方式仍存在债务违约风险高的问题,导致推广范围有限,政府干预力度大,贷款周期较短、额度较小。专利权在法律基础上的不稳定性是专利权质押融资风险形成的根源,其法律基础上的不稳定性带来了实施中存在的不同类型的风险。综合分析我国典型专利权质押融资模式及美国、日本的实施经验,为我国其他地区推广专利权质押融资模式提出完善建议,以期使专利权质押融资业务能够在全国范围内有效实施。The emergence of financing method of patent pledge makes intangible property such as patent right become the target of pledge,which alleviates the problem of lack of funds for enterprises.At present,this financing method still has the problem of high risk of debt default,which leads to limited scope of promotion,strong government intervention,short loan cycle and small amount.The instability of patent right on the legal basis is the source of the financing risk of patent right pledge,and the instability on the legal basis brings different types of risks in the implementation.Based on the comprehensive analysis of China's typical patent pledge financing mode and the implementation experience of the United States and Japan,can put forward some suggestions for the promotion of patent pledge financing in other areas of China,so that the patent pledge financing business can be effectively implemented nationwide.

关 键 词：专利权质押 法律基础 融资模式 风险分担 价值评估 

分 类 号：F832[经济管理—金融学]