金融集聚、溢出路径与区域经济增长  

Financial Agglomeration, Spillover Path and Regional Economic Growth

作　　者：汪聪聪 

机构地区：[1]首都经济贸易大学,北京100070

出　　处：《浙江金融》2021年第9期68-80,55,共14页Zhejiang Finance

基　　金：北京市社科基金项目“疏解非首都功能背景下,CBD金融功能的再定位与发展研究”(18JDYB002)。

摘　　要：金融集聚的增长效应和扩散效应突破了地理限制,产生了空间溢出效应。本文采用综合指标评价体系计算金融集聚指数检验2004~2018年中国31个省(区、市)金融集聚对区域经济增长的溢出效应,发现金融集聚在直接效应和溢出效应中均能显著促进地区经济增长;进一步分析金融集聚的溢出路径发现,金融集聚通过带动技术进步和人才聚集促进了经济增长,但是在信息传播中由于信息成本、恶性竞争等原因对经济增长产生负面影响。据此提出相关政策建议。The growth effect and diffusion effect of financial agglomeration break through geographical limitation and produce spatial spillover effect.This paper uses the comprehensive index evaluation system to calculate the financial agglomeration index to test the spillover effects of financial agglomeration on regional economic growth in 31 provinces and cities in China from 2004 to 2018,and finds that financial agglomeration can significantly promote regional economic growth in both direct effects and spillover effects.Further analysis of the spillover path of financial agglomeration shows that financial agglomeration promotes economic growth by promoting technological progress and talent gathering,but has a negative impact on economic growth due to information cost,vicious competition and other reasons in information dissemination.Based on this,relevant policy suggestions are put forward.

关 键 词：金融集聚 溢出路径 区域经济增长 空间面板模型 

分 类 号：F832.0[经济管理—金融学]