重大突发公共卫生事件下宏观经济波动对银行业风险影响研究述评  

Literature Review on the Impact of Macroeconomic Fluctuations on Banking Risks under Major Public Health Emergencies

作　　者：沈丽[1] 米映静 SHEN Li;MI Yingjing(School of Finance, Shandong University of Finance and Economics, Jinan 250014, China)

机构地区：[1]山东财经大学金融学院,山东济南250014

出　　处：《经济与管理评论》2021年第6期102-111,共10页Review of Economy and Management

基　　金：国家社会科学基金项目“地方政府债务风险与金融部门风险的双向传染机制及协同治理研究”(20BGL063)。

摘　　要：宏观经济波动对银行业风险的影响一直是金融领域最关注的焦点问题之一。重大突发公共卫生事件造成全球经济衰退和宏观经济波动增大相叠加的双重冲击,防范和化解银行业风险的挑战更加严峻。通过系统梳理重大突发公共卫生事件发生的背景下宏观经济波动对银行业风险影响的研究进展,阐述宏观经济波动和银行业风险实质,着重分析重大突发公共卫生事件下宏观经济波动和银行业风险议题以及宏观经济波动对银行业风险作用机理等问题,并基于此评述相关研究的不足之处及其拓展方向。The impact of macroeconomic fluctuations on banking risks has always been one of the most focused issues in the financial field.Major public health emergencies cause the double impact of global economic recession and the increase of macroeconomic fluctuations,which makes the challenge of preventing and resolving banking risks more serious.By systematically reviewing the research progress on the impact of macroeconomic fluctuations on banking risks in the context of major public health emergencies,we elaborate the essence and measurement of macroeconomic fluctuations and banking risks,and focus on the analysis of macroeconomic fluctuations and banking risks under major public health emergencies and the mechanism of the impact of macroeconomic fluctuations on banking risks.Based on this,we discuss the shortcomings of relevant research and its development direction.

关 键 词：重大突发公共卫生事件 宏观经济波动 企业违约风险 风险偏好 银行业风险 

分 类 号：F832.1[经济管理—金融学]