城市信用体系运行效率及其影响因素研究——以丝绸之路经济带中国段主要节点城市为例  

Study on the Operation Efficiency and Influencing Factors of Urban Credit System——Take the Major Node Cities of the Chinese Section of the Silk Road Economic Belt as an Example

作　　者：王霞 孙振宗 WANG Xia;SUN Zhenzong(Finance Research Center of Northwest China,Lanzhou University of Finance and Economics,Lanzhou,Gansu 730020,China;Duxiaoman Financial Technology Co.,Ltd.Beijing,100094,China)

机构地区：[1]兰州财经大学中国西北金融研究中心,甘肃兰州730020 [2]度小满金融科技有限公司,北京100094

出　　处：《金融教育研究》2021年第6期14-22,共9页Research of Finance and Education

基　　金：国家社会科学基金项目“杠杆率的测度与结构优化研究”(19BTJ010);兰州财经大学重大招标项目“甘肃省深度融入和加快推进‘一带一路’建设若干问题”(19LZUFEZD02)。

摘　　要：为推进“一带一路”倡议的实施,丝路沿线城市的信用体系建设至关重要。选取丝绸之路经济带中国段沿线12个节点城市为样本,采用Super-SBM及Tobit模型对其信用体系运行效率及影响因素进行分析。研究发现在2007—2018年期间,丝绸之路经济带中国段主要节点城市信用体系运行效率平均值为0.8,相对偏低,总体水平有待进一步提高,此外,运行效率的变化趋势呈现出阶段性和区域性特征;人均GDP、政府控制、企业规模和文化因素对城市信用体系运行效率具有显著为正的影响。对此,应加快经济发展、加大城市信用体系建设投入、鼓励企业扩大规模、提升国民教育水平。In order to promote the implementation of“One Belt And One Road”strategy,the construction of credit system of cities along the Silk Road is very important.In this paper,12 nodal cities along the China section of the Silk Road Economic Belt are selected as samples,and Super-SBM and Tobit models are used to analyze the operating efficiency and influencing factors of their credit system.The study finds that during 2007-2018,the average operating efficiency of the credit system of major cities in the China section of the Silk Road Economic Belt is 0.8,which is relatively low,and the overall level needs to be further improved.In addition,the variation trend of operating efficiency shows phased and regional characteristics.Per capita GDP,government control,enterprise scale and cultural factors have significant positive effects on the operation efficiency of urban credit system.Therefore,this paper puts forward some countermeasures and suggestions,such as accelerating economic development,increasing investment in urban credit system construction,encouraging enterprises to expand scale,and improving national education level.

关 键 词：丝绸之路经济带 信用体系 效率 

分 类 号：F832[经济管理—金融学]