陕西省人身保险需求的影响因素研究  

Study on Influencing Factors of Personal Insurance Demand in Shaanxi Province

作　　者：岳永志 肖德钊 陈佳美 戈岐明 YUE Yongzhi;XIAO Dezhao;CHEN Jiamei;GE Qiming(Shaanxi Institute of International Trade&Commerce)

机构地区：[1]陕西国际商贸学院

出　　处：《中国商论》2021年第22期113-115,共3页China Journal of Commerce

摘　　要：本文以2007—2019年陕西省人身保险保费收入与人均地区生产总值、居民消费价格指数等指标的时间序列数据为基础,研究陕西省人身保险需求影响因素。使用Eviews8.0软件建立双对数模型,通过实证分析得出:居民消费价格指数与保费收入呈负相关关系;年末常住人口与保费收入呈正相关关系;社会保障与就业支出和保费收入也呈正相关关系。最后针对实证研究结果提出了一系列相应建议,仅供参考。Based on the time series data of life insurance premium income,per capita gross regional product and consumer price index(CPI)in Shaanxi province from 2007 to 2019,this paper studies the influencing factors of life insurance demand in Shaanxi Province.Using Eviews8.0 software to establish a double-log model,through empirical analysis,it is concluded that CPI and premium income is negatively correlated;the permanent resident population at the end of the year is positively correlated with the premium income;social security and employment expenditure are also positively connected with premium income.Finally,a series of specific suggestions are put forward according to the empirical research results.

关 键 词：陕西省 人身保险需求 影响因素 双对数模型 

分 类 号：F830[经济管理—金融学]