乡村振兴战略下新型农业经营主体融资研究——以四川省南部县为例  

Difficulties and Suggestions on Financing of New Types of Agricultural Business Entities:Taking Nanbu County of Sichuan Province as an Example

作　　者：杨丽丽[1] 王芳 YANG Lili;WANG Fang(Tianjin University of Commerce Boustead College,Tianjin 300384,China)

机构地区：[1]天津商业大学宝德学院,天津300384

出　　处：《天津农业科学》2021年第11期53-57,共5页Tianjin Agricultural Sciences

基　　金：天津市教委科研计划项目(2020SK122)。

摘　　要：相比于传统农户,新型农业经营主体具有市场化、集约化、专业化和规模化等显著特征,是实现农业现代化发展进程中不可或缺的角色。为保证新型农业经营主体持续、稳定、健康的发展,选取四川省南部县的新型农业经营主体作为研究对象,从主体自身、金融机构和保障机制三个角度出发,通过综述整理、实地调研、数据统计等方法阐述了主体在融资过程中遇到的困难,主要包括主体自身融资结构不合理、经营管理不规范,金融机构对主体融资约束过高等,分析其成因组成,即主体经营管理不规范且不重视,县乡级金融机构网点过少且贷款条件严苛等。最后,提出主体要解决融资问题还是要提高自身的经营管理和应变能力、加快融资模式的创新与发展,同时呼吁金融机构进一步加大扶持力度。Compared with traditional farmers,the new types of agricultural business entities have the remarkable characteristics of marketization,intensification,specialization,and scale,which is the indispensable role in the process of realizing agricultural modernization.In order to ensure the sustainable,stable and healthy development of the new types of agricultural business entities,this paper selected the new types of agricultural business entities of Nanbu County in Sichuan Province as the research object.Starting from the three angles of the new types of agricultural business entities themselves,financial institutions and guarantee mechanism,this paper expounded the difficulties encountered by the new types of agricultural business entities in the course of financing by means of summarizing and arranging,on-the-spot investigation and data statistics,mainly including the unreasonable financing structure of the new types of agricultural business entities and the nonstandard operation and management,the financial institutions restrict the financing of the new types of agricultural business entities too much.And then,this paper analyzed the cause of formation,that were,the new types of agricultural business entities management was not standard and did not attach importance,the county and township level financial institutions had very few outlets and the loan conditions were harsh.In the end,the author pointed out that the new types of agricultural business entities should improve their own operation and management,speed up the innovation and development of the financing model,and call on the financial institutions to further strengthen the support.

关 键 词：乡村振兴 新型农业经营主体 融资渠道 互联网+ 

分 类 号：F323.9[经济管理—产业经济]