浙江省“数字普惠金融”机遇下乡村“产业兴旺”要素重组路径  

The Paths of Restructuring Elements of Rural"Industrial Prosperity"Under the Opportunity of"Digital Inclusive Finance"in Zhejiang Province

作　　者：高雪岩 GAO Xue-yan(Zhejiang Financial College,Hangzhou 310018,China)

机构地区：[1]浙江金融职业学院,杭州310018

出　　处：《中小企业管理与科技》2021年第34期34-36,共3页Management & Technology of SME

基　　金：浙江省省属高校基本科研业务费项目资金资助,浙江金融职业学院2021年度校级对策类课题(浙江省数字普惠金融推进城乡区域协调发展路径研究:2021DC02)。

摘　　要：在脱贫攻坚和乡村振兴战略实施的交汇期,“产业兴旺”是乡村振兴的根基,数字基建的发展为乡村产业数字转型带来了契机。基于普惠金融、数字金融素养提升与乡村振兴的逻辑关系,数字要素作为农村产业全要素生产的新力量,必然赋能农村新产业、新业态、新模式的构建。论文探索数字要素助推要素结构重组优化的路径,并基于数字金融基建成本与成效产出、数字要素推进“产业兴旺”示范样本村建设与广泛推广等矛盾,在金融素养提升、互联网金融项目探索和内生驱动力量建设方面提出对策建议,以期促进农村“产业兴旺”。In the converging period of the implementation of the poverty alleviation strategy and the rural revitalization strategy,"industrial prosperity"is the foundation of rural revitalization.The development of digital infrastructure has brought an opportunity for the digital transformation of rural industries.Based on the logical relationship between inclusive finance,improvement of digital finance literacy and rural revitalization,digital elements,as a new force of all factor production of rural industries,will inevitably enable the construction of new rural industries,new formats and new modes.This paper explores the paths of digital elements to promote the restructuring and optimization of element structure.Based on the contradictions between the cost and effectiveness of digital finance infrastructure and the construction of demonstration sample village and the extensive promotion of"industrial prosperity"promoted by digital elements,the paper puts forward countermeasures and suggestions on the improvement of finance literacy,the exploration of internet financial projects,and the construction of endogenous driving forces,with a view to promoting"industrial prosperity"in rural areas.

关 键 词：“产业兴旺” 数字要素 普惠金融 乡村振兴 

分 类 号：F832.35[经济管理—金融学] F327