国外农村合作金融发展对我国的启示  

Enlightenment of foreign rural cooperative finance development to China

作　　者：周永锋[1] 张晓宁 李天峰 齐晓雪[2] ZNOU Yongfeng;ZHANG Xiaoning;LI Tianfeng;QI Xiaoxui(Zhengzhou Central Branch of PBC,Henan zhengzhou 450000;Sanmenxia Central Sub-Branch of PBC,Sanmenxia 472000)

机构地区：[1]中国人民银行郑州中心支行,河南郑州450000 [2]中国人民银行三门峡市中心支行,河南三门峡472000

出　　处：《西部金融》2021年第9期19-25,共7页West China Finance

摘　　要：我国乡村振兴战略的实施与新兴金融机构的兴起,为传统合作金融发展带来新的机遇和挑战,学习和对比国外农村合作金融先进的管理模式,对促进我国农村合作金融的发展具有很好的借鉴:意义。本文通过对德国、法国、美国等欧美发达国家和日本、印度等亚州国家农村合作金融发展模式的分析和特点的总结,结合我国主要农村合作金融组织发展情况,提出了推动乡村振兴战略下农村合作金融发展、进一步明确农信社省级联社职能定位、建立完善保险体系防范农村合作金融风险的启示和建议。The implementation of China’s Rural Revitalization Strategy and the rise of new financial institutions bring new opportunities and challenges to the development of traditional cooperative finance.Learning and comparing the advanced management mode of foreign rural cooperative finance can provide a good reference for promoting the development of China's rural cooperative finance.Based on the analysis of the development mode of rural cooperative finance in Germany,France,the United States,and Asian countries such as Japan and India,combined with the development of China's main rural cooperative financial organizations,this paper puts forward some suggestions to promote the development of rural cooperative finance under the Rural Revitalization Strategy,further clarify the function orientation of Provincial Rural Credit Cooperatives,establish and improve the insurance system to prevent the risk of rural cooperative finance.

关 键 词：农村金融 合作金融 农村信用社改革 

分 类 号：F830.31[经济管理—金融学]