牢固树立新发展理念实现城商行民营银行高质量发展  

Promoting high quality development of city commercial banks and private banks with the new development concept firmly in mind

作　　者：尚福林 Shang Fulin

机构地区：[1]不详

出　　处：《中国银行业》2021年第12期10-11,6,共3页China Banking

摘　　要：2020年,面对突如其来的新冠肺炎疫情和错综复杂的国内外形势,城商行、民营银行迎难而上,在支持疫情防控和国民经济发展中发挥了重要作用。发展能力稳步提升一是党的领导不断加强。所有城商行、民营银行实现党组织全覆盖,党组织领导核心和政治核心作用得到发挥。二是经营发展提质增效。2020年末城商行、民营银行资产规模达到41万亿元,较上年增长10.18%,全年新增信贷投放2.6万亿元。三是有力服务实体经济。全年合计对1.3万亿元贷款本息实施延期还本付息,累计对2.6万个产业链核心企业投放复工复产贷款2.2万亿元。With the tail wind generated by China^transformation to high-quality economic development,city commercial banks and private banks must ride the trend to achieve their own high-quality development.First,they must stick to their own positioning optimize business structure,increase innovation,and continuously improve the quality and efficiency of service to the real economy.Second,they must accelerate digital transformation.They could make strategic cooperation with larger banks,and increase investment in information technology so as to continuously tap into the value of data assets and provide more targeted and effective services.Third,they must base their development on regional economic and social development,focus on serving the national regional development strategies,accelerating the development of fin-tech,innovating ways of developing green finance,and vigorously promoting financial inclusion.

关 键 词：民营银行 贷款本息 城商行 企业投放 信贷投放 党的领导 还本付息 疫情防控 

分 类 号：F83[经济管理—金融学]