疫情防控背景下征信查询服务风险及对策——以宁夏为例  

Risks and Countermeasures for Credit Inquiry Service in the Context of Epidemic Prevention and Control: Take Ningxia as an Example

作　　者：蔡芊[1] Cai Qian(Yinchuan Central Sub-branch of the People’s Bank of China,Yinchuan 750001,Ningxia,China)

机构地区：[1]中国人民银行银川中心支行,宁夏银川750001

出　　处：《征信》2021年第12期62-66,共5页Credit Reference

摘　　要：新冠肺炎疫情发生以来,世界各国都面临着防控新冠肺炎疫情与经济发展的两难困境。作为支持复产复工及“六稳”“六保”工作的基础性服务,开展征信查询服务中也面临着人传人、人传物、物传人、人员聚集以及人员和资料跨地区流动、企业信用报告现场查询中断等风险。因此,要在严格遵守疫情防控相关规定的基础上,探索提升服务软硬件水平、加强查询点统一标准化建设、分类施策解决人员聚集、以线上查询代替现场查询、推广企业信用报告自助查询等举措,做好征信查询服务,助力经济社会发展。Since the outbreak of COVID-19,countries around the world are faced with a dilemma between COVID-19 prevention and control and economic development.As a basic service supporting the resumption of production and work and the"six stability"and"six guarantees"work,the credit inquiry service is also faced with risks such as person-to-person transmission,person-to-object transmission,object-to-person transmission,personnel gathering,trans-regional flow of personnel and data,interruption of enterprise credit report on-site inquiry,etc.Therefore,we must strictly abide by relevant regulations on epidemic prevention and control,explore measures such as improving the level of service software and hardware,strengthening the unified and standardized construction of inquiry points,implementing the classified policies to solve the gathering of people,replacing on-site inquiry with online inquiry,etc.,so as to promote self-service inquiry of corporate credit reports and boost economic and social development.

关 键 词：征信查询 风险 企业信用报告 疫情防控 

分 类 号：F832.4[经济管理—金融学]