论责任保险人的和解参与权  

On the Participation Right of the Insurer in Reconciliation of Liability Insurance

作　　者：穆宇 MU Yu

机构地区：[1]山东大学,山东青岛266237

出　　处：《上海市经济管理干部学院学报》2022年第1期57-63,共7页Journal of Shanghai Economic Management College

摘　　要：2018年7月31日公布的《最高人民法院关于适用〈中华人民共和国保险法〉若干问题的解释(四)》(以下简称《保险法司法解释四》)第19条使责任保险人的和解参与权由合同权利上升为法定权利。然而,其仅仅关注到保险人有权参与和解过程,并对诉讼费用的承担作出了规定,对于被保险人的通知义务,保险人对和解过程的控制程度以及不当行使和解参与权的后果都未作出规定。为了更好地指导司法实践,必须增加与细化责任保险人和解参与权的内容规则、行使规则、效果规则以及限制规则,进而提高和解的成功率,更好地平衡保险人、被保险人以及第三人之间的利益。Interpretation of the Supreme People’s Court on Several Issues Concerning the Application of the Insurance Law of the People’s Republic of China(IV),published on July 31,2018(hereinafter referred to as "Foreign Interpretation of Insurance Law IV")raised the reconciliation and participation right of the liability insurer from the contractual right to the legal right.However, Judicial Interpretation IV of the Insurance Lawonly pays attention to the insurer’s right to participate in the settlement process, and stipulates the commitment of litigation costs.It fails to specify the notification obligation of the insured, the extent of the insurer’s reconciliation control and the consequences of improper exercise of reconciliation participation right.In order to better guide judicial practice, it is necessary to regulate and refine the content rules, exercise rules, effect rules and limiting rules in the reconciliation process,so as to improve the success rate of the reconciliation and better balance the interests of the insurer, the insured and the third party.

关 键 词：责任保险 和解参与权 保险人 和解控制 

分 类 号：D923.99[政治法律—民商法学]