数字人民币探索构建新型跨境支付体系的思考  

Reflection on the Attempt to Build a New Cross-Border Payment System with E-CNY

作　　者：李志鹏[1] 邓暄 向倩 LI Zhipeng;DENG Xuan;XIANG Qian(Chinese Academy of International Trade and Economic Cooperation;University of International Business and Economics)

机构地区：[1]商务部国际贸易经济合作研究院 [2]商务部国家贸易经济合作研究院 [3]对外经济贸易大学外语学院

出　　处：《国际贸易》2021年第12期84-92,共9页Intertrade

摘　　要：与传统货币相比,数字人民币(E-CNY)作为法定数字货币,具有发行管理中心化与技术架构去中心化并存、可控性与匿名性有机结合以及币值稳定性等特征。可利用数字人民币在构建跨境支付体系中的技术、信用和先发优势,深入分析利用数字人民币构建新型跨境支付体系的模式和途径,为未来一个时期逐步完善跨境支付体系和稳慎推进人民币国际化发挥更大的作用。Compared with traditional currencies,E-CNY as a digital fiat currency,is characterized by the coexistence of issuance management centralization and technological architecture decentralization,organic combination of controllability and anonymity,and currency stability.The technological,credit and first-mover advantages of E-CNY in the construction of cross-border payment system can be utilized to analyze in depth the modes and approaches of using E-CNY to build a new cross-border payment system,so as to play a greater role in gradually improving the cross-border payment system and promoting RMB internationalization steadily and prudently in the coming period.

关 键 词：数字人民币 跨境支付 人民币国际化 

分 类 号：F832.6[经济管理—金融学] F724.6