普惠金融对解决中小微企业融资难问题的可行性研究  

Feasibility Study of Inclusive Finance to Solve the Financing Difficulties of Micro, Small and Medium-sized Enterprises

作　　者：汤嘉 汪思冰[1] 吴继良[1] TANG Jia;WANG Si-bing;WU Ji-liang(Suzhou Institute of Trade&Commerce,Suzhou 215009 China)

机构地区：[1]苏州经贸职业技术学院,江苏苏州215009

出　　处：《科技创新与生产力》2021年第12期78-80,共3页Sci-tech Innovation and Productivity

摘　　要：本文首先就普惠金融的发展现状进行理论上和实践中的归纳总结,提示普惠金融的包容性和卓越性,其次分析了中小微企业融资难的主要原因,最后就普惠金融解决中小微企业融资难问题的可行性进行探讨,同时提示新的风险。This paper firstly summarizes the development status of inclusive finance from theory and practice, and points out that inclusive finance is inclusive and outstanding. Secondly, it analyzes the main reasons for the financing difficulties of micro, small and medium-sized enterprise. Finally, it discusses the feasibility of inclusive finance to solve the financing difficulties of micro, small and medium-sized enterprises, and reminds us to pay attention to new risks.

关 键 词：普惠金融 数字金融 中小微企业 信用 

分 类 号：F832[经济管理—金融学] F276.3