Optimization of Structure of Agricultural Insurance Subsidies:A Multi-task Principal Agent Model  

作　　者：Qi HUANG 

机构地区：[1]Zhengzhou Central Sub-branch, the People's Bank of China, Zhengzhou 450040, China

出　　处：《Asian Agricultural Research》2021年第12期9-11,共3页亚洲农业研究（英文）

基　　金：Supported by Western Project of National Social Science Foundation of China:Research on Governance Mechanism Optimization and Risk Prevention and Control of Credit Cooperation of Farmers Cooperatives in China(16XJY021).

摘　　要：Optimizing the structure of agricultural insurance subsidies is of great significance to increasing the supply of agricultural insurance and strengthening the effects of agricultural insurance policies.This paper optimized the structure of agricultural insurance subsidies.It decomposed insurance activities into three parts:underwriting,claim settlement,and agricultural services.Next,it incorporated adverse selection risks,moral hazards,agricultural production and operation risks,insurance company's behavioral decisions and its risk attitudes into the multi-task principal agent analysis framework.Finally,it discussed how the government designs a subsidy mechanism and adjusts the subsidy structure to increase the insurance supply.

关 键 词：Agricultural insurance Structure of subsidies Multi-task principal agent theory 

分 类 号：F32[经济管理—产业经济]