碳中和视角下我国商业银行财务风险的优化对策  

Optimization Countermeasures of Financial Risks of China’s Commercial Banks from Perspective of Carbon Neutrality

作　　者：张璐璐 张小晗 Zhang Lulu;Zhang Xiaohan(Law School of Xinjiang University of Finance and Economics,Urumqi Xinjiang 830012)

机构地区：[1]新疆财经大学法学院,新疆乌鲁木齐830012

出　　处：《山东纺织经济》2022年第1期30-36,共7页Shandong Textile Economy

摘　　要：我国2060年碳中和目标的提出对我国商业银行来说既是新的机遇,也是新的挑战。在此环境下商业银行财务风险的控制就显得尤为重要。因此文章首先通过回顾相关文献,研究了当前学界关于碳中和事业目标下我国商业银行财务风险控制的研究进展,其次通过分析四大国有商业银行财务现状和绿色金融发展情况,指出其中存在的问题;最后在碳中和宏观视角的指导下对如何优化商业银行财务风险提出对策建议。China’s 2060 carbon neutrality target is not only a new opportunity but also a new challenge for China’s commercial banks.In this environment,the financial risk control of commercial banks is particularly important.Therefore,this paper firstly reviews relevant literature to study the current academic research progress on financial risk control of China’s commercial banks under the goal of carbon neutrality.Secondly,it points out the existing problems by analyzing the financial status of the four major state-owned commercial banks and the development of green finance.Finally,the countermeasures and suggestions are put forward on how to optimize the financial risks of commercial banks under the guidance of carbon neutrality macro perspective.

关 键 词：碳中和 商业银行 财务风险 绿色金融 

分 类 号：F832.33[经济管理—金融学] F830.42