数字普惠金融对区域经济高质量发展的影响研究  

Research on the impact of digital Inclusive Finance on the high-quality development of regional economy

作　　者：周超[1] 黄乐 

机构地区：[1]中国劳动关系学院 [2]福州大学经济与管理学院

出　　处：《价格理论与实践》2021年第9期168-172,共5页Price:Theory & Practice

基　　金：北京市社会科学基金:京津冀普惠金融协同发展降低财富逆转移的路径分析及规模测度(18YJC029)。

摘　　要：区域经济高质量发展离不开数字普惠金融的助力。本文选取2011-2020年全国31个省域样本数据建立回归模型,探究数字普惠金融对区域经济高质量发展的影响。结果表明:数字普惠金融发展水平正向影响区域经济高质量发展;同时,数字普惠金融可以通过优化市场发育程度促进区域经济高质量发展。此外,数字普惠金融及市场发育程度对于不同省域经济高质量发展存在异质性的影响。要拓展数字普惠金融深度与广度、优化要素配置、促进产业结构优化等,促进区域间经济协调高质量发展。digital Inclusive Finance is conducive to the high-quality development of regional economy. This paper selects31 countries from 2011 to 2020 to establish a regression model to explore the impact of digital Inclusive Finance on the high-quality development of regional economy. The results show that :The development of Inclusive Finance has a positive impact on the high-quality development of regional economy;At the same time, digital inclusive finance can promote high-quality development of regional economy through optimizing the degree of market development. In addition, the degree of digital Inclusive Finance and market development has great impact on the high-quality economic development of different provinces. We should expand the depth and breadth of digital Inclusive Finance, optimize the allocation of factors, promote the optimization of industrial structure, and promote interregional cooperation coordinated and high-quality economic development.

关 键 词：要素市场 产品市场 金融市场 数字普惠金融 市场发育程度 

分 类 号：F124[经济管理—世界经济] F49F832