农户对农业投保意愿影响因素分析——以S省A市为例  

Analysis of Factors Influencing Farmers’Willingness to Agricultural Insurance——Taking A City of S Province as an Example

作　　者：彭帅 蒋志辉[1] PENG Shuai;JIANG Zhi-hui(College of Economics and Management,Tarim University,Alar,Xinjiang 843300)

机构地区：[1]塔里木大学经济与管理学院,新疆阿拉尔843300

出　　处：《安徽农业科学》2022年第7期227-229,242,共4页Journal of Anhui Agricultural Sciences

摘　　要：基于S省A市农户为例,通过相关调查数据分析,采用构建Logistic回归模型,对影响S省A市农民参与购买农业保险意愿的需求原因进行详细探讨。通过相关回归模型分析结果可知:影响S省A市农民参与购买农业保险的意愿的原因主要有农民农业生产收益状况、贷款情况、遭受灾害情况等,而且各种影响因素与农民参加购买农业保险的需求成比例关系。最后按照分析结果,从多方面提升S省A市农户参与购买农业保险购买欲望需求,并提出相关改善对策建议。Based on the example of farmers in A City,S Province,and through the analysis of relevant survey data,A Logistic regression model was constructed to discuss in detail the reasons for the demand affecting farmers’willingness to participate in purchasing agricultural insurance in A City,S Province.According to the analysis results of the correlation regression model,it can be seen that the main reasons influencing farmers’willingness to participate in purchasing agricultural insurance in A City,S Province include farmers’agricultural production income,loans,disasters,etc.,and various influencing factors are proportional to farmers’demand for purchasing agricultural insurance.Finally,according to the analysis results,the desire and demand of farmers in A City,S Province to participate in the purchase of agricultural insurance were improved from various aspects,and relevant countermeasures and suggestions were put forward.

关 键 词：农户 农业保险 农业风险 影响因素 S省A市 

分 类 号：S-09[农业科学]