当代大学生消费观探析——从校园贷视角  

On Contemporary College Students’Consumption Concept——From the Perspective of Campus Loans

作　　者：吴昊[1] 张宇[1] 白云涛[1] Wu Hao;Zhang Yu;Bai Yuntao(Heihe University,Heihe 164300,China)

机构地区：[1]黑河学院,黑龙江黑河164300

出　　处：《黑河学院学报》2022年第2期35-36,49,共3页Journal of Heihe University

基　　金：黑河学院科研项目“从校园贷视角研究当代大学生消费观”(XGY202002)。

摘　　要：现阶段大学生群体普遍心理年龄不成熟,仍然处于不平衡阶段,很容易受到外界因素的蛊惑做出错误的选择。校园贷款在一定程度上满足了大学生拜金主义与冲动的消费观念,但其背后所呈现出来的却是大学生错误的消费观念。校园贷极好地反映当代大学生的消费观念,以此为基础,引导学生的思想,使学生树立正确的消费观、人生观。At present,college students are still in an unbalanced stage because they are generally immature in psychology.They are more likely to make wrong choices for they are easily get influenced by external factors.The campus loan can satisfy,to a certain extent,college students’impulsive consumption concept of money worship,which,however,reflects their wrong consumption view.Since the campus loan can truly reflect contemporary college students’consumption concept,there is a need to guide their consumption concept and to help them establish correct view of consumption and life.

关 键 词：校园贷款 大学生 消费观 

分 类 号：G64[文化科学—高等教育学]