长期护理保险筹资法律制度的德国实践及本土化设计  

Legal System for German Long-term Care Insurance Financing and Localized Design in China

作　　者：尹屹炜 何平[2] 

机构地区：[1]武汉理工大学法社学院,武汉430070 [2]武汉理工大学,武汉430070

出　　处：《中国医疗保险》2022年第4期123-128,共6页China Health Insurance

基　　金：国家大学生创新创业训练计划基金资助(202110497020)。

摘　　要：随着人口结构的变化,我国开始积极探索建立长期护理保险制度,尤其是筹资方式制度化。本文借鉴长期照护保险筹资法治化比较成熟的德国模式,结合我国具体国情与试点实践提出本土化思考,建议以法律形式确立全国统筹,实现独立多元筹资,构建协调配合的基金筹资机制,以兼顾照护需求与收支平衡。With the change of demographic structure,China began to actively explore the establishment of a long-term care insurance system,especially the financing method.The paper learns the well-developed German mode of long-term care insurance financing legal system,explores the localization project based on the national condition and pilot experience,and suggests that we should establish a national planning in the form of law,achieve independent and diversified financing and a coordinated fund system to satisfy the demand for care and the balance of payment.

关 键 词：长期护理保险 筹资制度 德国 本土化 

分 类 号：F840.684[经济管理—保险] C913.7[社会学]