“双碳”目标下的我国碳排放权质押贷款:现状、不足及优化路径  

Carbon Emissions Rights Mortgage Loans in China under the"Carbon Peaking and Carbon Neutrality"Target:Status Quo,Deficiencies and Optimization Paths

作　　者：邱冬阳 吴梦尧 Qiu Dongyang;Wu Mengyao

机构地区：[1]重庆理工大学MBA教育中心,重庆400054 [2]重庆理工大学经济金融学院,重庆400054

出　　处：《西南金融》2022年第3期68-80,共13页Southwest Finance

基　　金：国家社科基金项目“新时代发展绿色金融的可行路径研究”(项目编号:18XJY022)。

摘　　要：碳排放权质押融资是碳金融助力实现“双碳”目标的重要创新之一。本文通过梳理我国现行碳排放权质押贷款的发展现状,总结出了目前我国碳排放权质押贷款的运作存在缺乏法规指导、没有精准的碳定价支撑、未充分分散运作风险,以及监管亟待加强等不足之处,并在此基础上,从规范法律框架、活跃参与各方、加入遴选机制、健全运作体系、完善定价机制,以及助力流程迭代升级六个方面就如何对碳排放权质押贷款进行优化提出了对策建议。Carbon emissions rights mortgage loans is one of the important innovations of carbon finance to help achieve the"carbon peaking and carbon neutrality"target.By sorting out the development status of China's carbon emissions rights mortgage loans,this paper concludes that the current operation of China's carbon emis⁃sions rights mortgage loans lacks legal guidance,lacks accurate carbon pricing support,does not fully diversify op⁃erational risks,and urgently needs to strengthen supervision.On this basis,this paper puts forward countermea⁃sures and suggestions on how to optimize the carbon emissions rights mortgage loans from six aspects:regulating the legal framework,actively participating parties,joining the selection mechanism,improving the operation sys⁃tem,improving the pricing mechanism,and assisting the iterative upgrading of the process.

关 键 词：碳达峰 碳中和 碳排放权质押贷款 碳排放权交易 碳金融 绿色信贷 清洁发展 绿色金融 

分 类 号：F830[经济管理—金融学] F062.2