"一带一路"视域下马来西亚伊斯兰金融科技转型的实践性研究  

A Practical Study of the Fintech Transformation of Islamic Finance in Malaysia under the Perspective of the Belt and Road Initiative

作　　者：陈颖瑛[1] CHEN Ying-ying(Zhejiang Institute of Economic and Trade,Hangzhou 310018)

机构地区：[1]浙江经贸职业技术学院

出　　处：《财务与金融》2022年第1期63-67,78,共6页Accounting and Finance

基　　金：浙江经贸职业技术学院2019年省属高校基本科研业务费项目优秀青年科研创新专项课题“‘一带一路’背景下普惠金融与伊斯兰金融的融合——基于马来西亚的实证研究”(编号19YQ20)阶段成果;2022年度杭州市哲学社会科学规划常规性立项课题“数字经济时代杭州市金融科技规范健康发展的实施路径研究”(编号M22YD020)。

摘　　要：伊斯兰金融是“一带一路”沿线国家的一种主要金融模式,是一种区别于传统金融且受正式制度因素与非正式制度因素双重约束的金融模式。近年来,伊斯兰金融迅速发展,对于提升“一带一路”沿线国家的经济发展水平具有显著推动作用。本文分析了伊斯兰金融的全球化发展现状,并以全球伊斯兰金融中心——马来西亚为研究对象,分析了马来西亚伊斯兰金融的发展水平及特点,从加速马来西亚伊斯兰金融的科技转型、深化与普惠金融的融合、深化金融科技发展水平以及着力伊斯兰金融科技人才的培养等方面探讨了马来西亚伊斯兰金融的科技转型之路。Islamic finance is one of the main financial model along the"one belt,one road"countries.It is a financial model which is different from traditional finance,which is subject to the dual constraints of formal system and informal institutional factors.In recent years,"one belt,one road"has been a significant driving force for the rapid development of Islamic finance.This paper analyzes the current situation of the globalization of Islamic finance,and takes Malaysia,the global Islamic financial center,as the research object,analyzes the development level and characteristics of Islamic finance in Malaysia.And the paper discusses the fintech transformation of Islamic finance in Malaysia from the aspects of deepening the development level of financial science and technology and focusing on the cultivation of Islamic Financial Science and technology talents.

关 键 词：金融科技 伊斯兰金融 普惠金融 “一带一路” 

分 类 号：F830[经济管理—金融学]