数字普惠金融对地区经济发展的影响  

The Impact of Digital Inclusive Finance Inclusion on Regional Economic Development

作　　者：陈静 方国斌[1] CHEN Jing;FANG Guobin(Anhui University of Finance and Economics,Bengbu 233030,China)

机构地区：[1]安徽财经大学统计与应用数学学院,安徽蚌埠230030

出　　处：《牡丹江师范学院学报（自然科学版）》2022年第2期13-18,共6页Journal of Mudanjiang Normal University：Natural Sciences Edition

基　　金：国家社会科学基金项目(19BTJ014)。

摘　　要：利用空间计量模型对我国31个省市数字普惠金融和地区经济发展间的关系进行分析.分析结果表明,各地区的经济发展存在显著的空间聚集性以及正向空间自相关性,近年来增强的趋势较为明显.动态SDM模型分析结果表明,数字普惠金融对地区经济增长具有显著的正向直接效应,对相邻地区存在显著的负向溢出效应.数字普惠金融对中西部地区经济发展的正向作用要强于东部地区,应优化区域数字普惠金融资源的配置,以更好的促进经济发展.This paper uses spatial econometric model to analyze the relationship between digital inclusive finance and regional economic development in 31 provinces and cities of China.The results show that there are significant spatial clustering and positive spatial autocorrelation in the economic development of each region,and the trend of enhancement is obvious in recent years.The results of dynamic SDM model show that digital financial inclusion has a significant positive direct effect on regional economic growth,and a significant negative spillover effect on neighboring regions.The positive effect of digital inclusive finance on the economic development of the central and western regions is stronger than that of the eastern regions,so the allocation of regional digital inclusive finance resources should be optimized to better promote economic development.

关 键 词：数字普惠金融 经济发展 动态SDM模型 

分 类 号：F[经济管理]