金融科技背景下商业银行战略转型研究  

Research on the Strategic Transformation of Commercial Banks under the Background of Fin-tech

作　　者：崔婷 CUI Ting(School of Economics,Changchun University,Changchun 130022,China)

机构地区：[1]长春大学经济学院,吉林长春130022

出　　处：《长春金融高等专科学校学报》2022年第3期24-29,共6页Journal of Changchun Finance College

摘　　要：互联网技术的应用与普及推动了金融科技的迅猛发展,商业银行业务与金融技术的结合逐渐创新出许多新兴板块,呈现出蓬勃的发展态势。在此背景下,探索我国商业银行在金融科技业务发展方面的转型路径具有重要的现实意义。我国商业银行应积极发展金融科技业务,加大对数字化人才的培养力度,以客户为导向打造健康企业文化,推动数字化风控体系建设,以促进商业银行健康可持续发展。The application and popularization of Internet technology has promoted the rapid development of fin-tech.The combination of commercial banking business and fin-tech has gradually innovated many emerging sectors,showing a vigorous development trend.In this context,it is of great practical significance to explore the transformation path of Chinese commercial banks in the development of fin-tech business.China's commercial banks should actively develop fin-tech business,increase the training of digital talents,create a healthy enterprise culture as customer-oriented,and promote the construction of digital risk con-trol system to promote the healthy and sustainable development of commercial banks.

关 键 词：金融科技 战略转型 商业银行 

分 类 号：F832.33[经济管理—金融学]