我国金融控股公司内部风险控制法律问题研究  

Research on Legal Issues of Internal Risk Control of Financial Holding Companies in China

作　　者：郭闿钰 Guo Kaiyu(School of Law,Central University of Finance and Economics,Beijing 100081,China)

机构地区：[1]中央财经大学法学院,北京100081

出　　处：《保定学院学报》2022年第3期40-47,54,共9页Journal of Baoding University

摘　　要：基于不同的设立条件、设立目标,我国金融控股公司类型多样,发展水平差异较大,而金融控股公司的生命力从一定程度上取决于其内部风险控制水平。内部风险控制在风险管理中占据重要地位,因此聚焦现有内部风险控制手段、厘清内部治理的待完善之处具有重要意义。金融控股公司经营的特殊性集中体现在其股权结构、内部交易活动和资金使用方式等方面,而上述内容在服务于公司发展的同时一定程度上催生了一系列的内部风险,因此通过完善公司治理结构、建立整体性内控制度、强化风险隔离机制、健全信息披露机制等方式,解决金融控股公司特殊组织形式下所引发的内部风险,具有其必要性和科学性。Based on different establishment conditions and objectives,China’s financial holding companies have various types and different development levels.The vitality of financial holding companies depends on their internal risk control level to a certain extent.Therefore,it is of great significance to clarify and focus on the existing internal risk management means.The particularity of the operation of financial holding companies is mainly reflected in their ownership structure,internal trading activities and capital use.While the above contents serve the development of the company,they have given birth to a series of internal risks to a certain extent.Therefore,it is necessary and scientific to solve the internal risks caused by the special organizational form of financial holding companies by improving the corporate governance structure,establishing an overall internal control system,strengthening the risk isolation mechanism,improving the information disclosure mechanism,etc.

关 键 词：金融控股公司 内部风险控制 信息披露 混业经营 股权管理 

分 类 号：D922.28[政治法律—经济法学]