基于TOTP算法的移动云安全支付系统开发  

Development of Mobile Cloud Secure Payment System Based on TOTP Algorithm

作　　者：杨一帆[1] YANG Yifan(Department of Digital Information Technology,Shaanxi Youth Vocation College,Xi’an 710068,China)

机构地区：[1]陕西青年职业学院,数字信息技术系,陕西西安710068

出　　处：《微型电脑应用》2022年第5期188-191,共4页Microcomputer Applications

摘　　要：以第三方平台为基础对移动云支付系统进行研究,对移动支付系统的通信安全、加密方式、认证鉴权、支付风险和支付方式等多个方面进行分析。为了解决静态二维码难以辨别、易被篡改和伪造等一系列问题,提出了一种以TOTP算法为基础的可通过动态二维码实现的云支付系统。在当前的常用支付机制下采用朴素贝叶斯算法对该系统进行测试,结果显示,所提出的系统对于移动云支付具有很高的安全性。Studying the mobile cloud payment system based on the third-party platform,and analyzing the communication security,encryption method,authentication,payment risk and payment method of the mobile payment system.In order to solve a series of problems such as the static two-dimensional code is difficult to identify,easy to be tampered with and forged,this paper proposes a cloud payment system based on TOTP algorithm,which can be realized by dynamic two-dimensional code.In the current common payment mechanism,naive Bayesian algorithm is used to test the system.The results show that the system can ensure the security of mobile cloud payment system to a great extent.

关 键 词：TOTP算法 云支付 支付系统 REST接口 风险评估算法 

分 类 号：TP3[自动化与计算机技术—计算机科学与技术]