互联网汽车金融信用风险管理的分析  

Analysis of internet Auto Fin ance Credit Risk Man agement

作　　者：杨凤仪 YANG Fengyi(Luoyang Vocati onal College of Science and Technology,Luoyang,Henan Province 451100 China)

机构地区：[1]洛阳科技职业学院,河南洛阳451100

出　　处：《汽车知识》2022年第2期182-184,共3页Auto Know

摘　　要：随着当前我国经济发展速度加快,人们对于汽车产生越来越大的需求量,使得汽车保有量有着明显的上升趋势。互联网行业也开始对于汽车金融有着较高的关注度,互联网汽车金融在发展过程中,面对较多的问题,其中最主要的问题就是信用风险。在当前我国未能形成完善的互联网汽车金融风险管理体系,所以笔者将针对当前汽车金融信用风险问题进行分析,提出有效的解决对策。With the current acceleration of economic development in my country,people have an increasing demand for automobiles,which makes the number of automobiles have an obvious upward trend.The Internet industry has also begun to pay high attention to auto finance.In the process of development of Internet auto finance,there are many problems,the most important of which is credit risk.At present,my country has not formed a perfect Internet auto finance risk management system,so in this article,the author will analyze the current auto finance credit risk issues and propose effective solutions.

关 键 词：互联网 汽车金融风险 解决对策 金融风险 信贷方式 

分 类 号：U492.7[交通运输工程—交通运输规划与管理]