大数据背景下京东供应链金融的风险管理研究  

Research on Risk Management of Jingdong’s Supply Chain Finance in the Context of Big Data

作　　者：于海霞 杨峰[1] YU Haixia;YANG Feng(Changchun University of Technology Changchun,Jilin 130012)

机构地区：[1]长春工业大学,吉林长春130012

出　　处：《中国商论》2022年第13期70-72,共3页China Journal of Commerce

摘　　要：供应链金融是一种新型的融资融通方式,其产生对企业发展有着重要意义。在大数据背景下,京东供应链金融无论是在电商平台还是供应链行业都起到带头作用,但其开展供应链金融业务的时间较短,风险防范机制还不够完善。因此,本文对大数据背景下京东供应链金融风险管理进行研究,通过阐述其风险管理现状,分析其风险管理的不足,并提出修改意见。Supply chain finance is a new type of financing and its creation has an important significance to the development of enterprises.In the context of big data,Jingdong supply chain finance plays a leading role in both e-commerce platforms and supply chain industries,but the time to carry out supply chain fi nance business is limited,and the risk prevention mechanism is not perfect.Therefore,this article studies the risk management of Jingdong’s supply chain fi nance in the context of big data,analyzes the shortcomings of its risk management by elaborating on its status quo,and proposes suggestions for modifi cations.

关 键 词：大数据 京东 供应链金融产品 风险管理 风控系统 

分 类 号：F830[经济管理—金融学]