马克思的信用经济理论与构建现代信用体系  

Marx's Credit Economy Theory and Constructing Modern Credit System

作　　者：王国刚 罗煜[1] WANG Guogang;LUO Yu(Renmin University of China,Beijing,China)

机构地区：[1]中国人民大学财政金融学院、中国财政金融政策研究中心,100872

出　　处：《经济学动态》2022年第4期3-14,共12页Economic Perspectives

摘　　要：马克思在潜心研究资本主义经济的基础上,创立了马克思主义信用经济理论,揭示了现代信用体系的内在机理。马克思的信用经济理论主要由商业信用理论、货币经营资本理论、信用货币理论、银行理论、利率理论、股份经济理论等构成;强调商业信用是现代信用制度的基础,信用货币、银行体系、股份公司等都建立在此基础之上。在中国目前条件下,马克思的信用经济理论对于推进金融供给侧结构性改革的深化、通过补足商业信用短板构建现代信用体系有着重要的指导意义。Basing on the devoted research on capitalist economy,Marx established Marxist credit economy theory and revealed the internal mechanism of modern credit system.Marx's credit economy theory is mainly composed of commercial credit theory,money-dealing capital theory,credit money theory,banking theory,interest rate theory and shareholding economy theory.It not only reveals the positive effects of credit economy in promoting the development of market economy,but also analyzes the negative effects of credit economy.Moreover,it points out that credit economy is an important mechanism for the capitalism developing to the future society.Under the current conditions in China,Marx's credit economy theory has irreplaceable guiding significance for promoting the deepening of financial supply-side structural reform,and building a modern credit system by making up the short board of commercial credit.

关 键 词：马克思 信用经济 现代信用体系 

分 类 号：F091.91[经济管理—政治经济学] F832