数字普惠金融与乡村治理--来自农村土地承包合同纠纷的证据  

Digital Inclusive Finance and Rural Governance:Evidence of Disputes over Rural Land Contracts

作　　者：吕勇斌[1] 文琳 Lyu Yongbin;Wen Lin(School of Finance,Zhongnan University of Economics and Law,Wuhan 430070,China)

机构地区：[1]中南财经政法大学金融学院,湖北武汉430070

出　　处：《东方论坛（青岛大学学报）》2022年第4期70-84,共15页Eastern Forum（JOURNAL OF QINGDAO UNIVERSITY）

基　　金：高等学校学科创新引智基地“数字技术与现代金融学科创新引智基地”(B21038)资助;国家社会科学基金项目“重大风险事件与股市流动性及波动性的关系研究”(17BTJ034)的阶段性成果

摘　　要：依据中国裁判文书网上公布的2014—2019年农村土地承包合同纠纷案件文书,基于地市级层面的农村土地承包合同纠纷发生率面板数据,从成本一收益和金融公平视角考察数字普惠金融发展对农村土地承包纠纷案件的影响,结果表明:数字普惠金融发展与农村土地承包合同纠纷发生率之间呈现出显著的负相关关系。进一步的异质性检验发现,数字普惠金融在经济发展水平和家庭可支配收入相对较低的地区作用效果更强,并对不同案件受理费用的农村土地承包合同纠纷作用效果不同。机制分析发现,数字普惠金融能够通过缩减地区收入差距、提高信息透明度和减缓流动人口变化来降低土地承包合同纠纷发生率。Based on the rural land contract dispute case documents published online from 2014 to 2019,panel data of the incidence rate of rural land contract disputes at the prefecture-level is constructed to investigate the impact of digital inclusive finance development on rural land contract dispute cases from the perspective of cost-benefit and financial equity.Results show that there is a significant negative correlation between the development of digital inclusive finance and the incidence of rural land contract disputes.Further heterogeneity tests also prove that the effect of digital inclusive finance is stronger in areas with relatively low economic development and and low per capita disposable income,and the effect of digital inclusive finance on rural land contract disputes with different case acceptance fees is different.Mechanism analysis shows that digital inclusive finance can reduce the incidence of land contract disputes by reducing regional income gap,improving information transparency and mitigating the change of floating population.

关 键 词：数字普惠金融 土地纠纷 乡村治理 裁判文书 

分 类 号：F832.29[经济管理—金融学] F323.211